Electronic Disclosure Consent & Disclaimer
This statement asks for your consent so that we can provide communications and information to you in an electronic format rather than in paper format. Before you decide whether or not you wish to provide your consent to receiving electronic disclosures, you should read and consider the following information. For your consent to be effective, your computer and browser will need to meet the hardware and software requirements discussed below. This statement contains important information that we are required by law to provide to you. You should keep a copy for your records. If you have any questions about E- disclosures that are not answered, feel free to communicate with us using any of the following contacts:
In person at any of our bank locations or by mail at:
Guaranty Bank & Trust, N.A.
Electronic Banking Department
P.O. Box 1158
Mount Pleasant, Texas 75456
Or by phone at (888) 572- 9881
Our E-Statement /E-Notice service was designed and built to provide records to you in electronic form. You cannot enroll in the service online without agreeing to receive this Agreement and Disclosure in electronic form. If you consent, we may also provide other disclosures in an electronic format. These disclosures may include but are not limited to updates to this agreement and disclosure, monthly account statements, notice of change in account terms, notice of fee changes, electronic funds transfer questions and responses and privacy and security notices.
1. How to Obtain Electronic Disclosures (E-Disclosures)
Unless applicable law requires otherwise, this Agreement may be amended by us from time to time. You agree that all such changes, and any future required disclosures, may be communicated by posting them on the Website or sending them to you via e-mail to your last e-mail address known to us or through our secure e-mail system in internet banking. Your continued use of the service will indicate your agreement to the change. Either you or we may terminate this Agreement at any time without notice to the other. This Agreement will continue to govern matters relating to your Account whether such matters arise. You may download or print all electronic notices and disclosures from your computer if you have the hardware and software described below. You can also save copies of electronic notices and disclosures to your hard drive or other media for viewing and printing at a later time.
2. System and Equipment Requirements
Prior to accepting the electronic delivery of disclosures, you should verify that you have the required hardware and software necessary to access the system and retrieve documents and disclosures in an electronic format. You will need:
A computer and Internet browser that can support 128-bit encryption.
For security purposes, we support the most current version of popular browsers, such as Microsoft Internet Explorer. Mozilla/Firefox, Netscape Navigator/Communicator, or AOL’s browser. The most current browser versions are typically more secure and will support 128 bit encryption.
A printer for printing E- disclosures and/or you sufficient hard-drive space or other media (e.g. CD, DVD) if you plan to save disclosures in an electronic format.
A current email address.
The ability to open a Portable Document Format (.PDF) files with a currently supported version of Adobe Acrobat Reader.
We may revise hardware and software requirements from time-to-time.
3. Cancellation of E-Disclosures
If you consent to receive E-disclosures and later change your mind, you may withdraw your consent and change to paper delivery format. You can notify us of your intent to cancel E-disclosures by contacting us through any of the methods listed above. Please be sure to identify yourself and the applicable accounts.
4. Address Changes
In order to provide E-disclosures, we must maintain current customer email address at all times. It is your sole responsibility to provide us with your correct contact information, including your email address.
You should notify Guaranty Bank & Trust, N.A. of any changes to your personal contact information by calling us at: 888 572 9881 or you can update your personal information at any of our locations.
5. Proceed with Acceptance of E-Disclosures
With your acceptance below, you agree to accept the E-Statement/E-notice Delivery Disclosure in an electronic format. You also agree that you have the necessary equipment for accessing and viewing the disclosures and you agree to notify us if you change your email address or if you no longer want to receive disclosures electronically.
All Guaranty Bank & Trust, N.A. information on this server is protected under the copyright laws of the United States of America and in other countries. In addition, certain other information may be copyrighted by others. Unless otherwise specified, no one has permission to copy or republish, in any form, any information found on the Guaranty Bank & Trust, N.A. system. Any person is hereby authorized to view the information available from this web server for informational purposes only. No part of the information on this server maybe redistributed, copied, or reproduced without prior written consent of Guaranty Bank & Trust, N.A...
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Neither Guaranty Bank & Trust, N.A. nor any parent, subsidiary, or affiliate thereof has verified or endorsed any third party Web sites that may be accessed by means of this site. Guaranty Bank & Trust, N.A. makes no representation or warranty regarding the accuracy, availability, or content of any third party Web site, or that any third party Web site is free of such items as viruses, worms, trojan horses and similar malicious code. When you access a third party Web site, you do so at your own risk. IN NO EVENT WILL Guaranty Bank & Trust, N.A. BE LIABLE TO YOU FOR ANY DIRECT, INDIRECT, PUNITIVE, SPECIAL, OR CONSEQUENTIAL DAMAGES DIRECTLY OR INDIRECTLY RELATED TO ANY USE OF OR INABILITY TO USE THIS WEB SITE, OR ANY WEB SITE LINKED TO THIS WEB SITE, INCLUDING, WITHOUT LIMITATION, ANY LOST PROFITS, BUSINESS INTERRUPTION, LOSS OF PROGRAMS OR OTHER DATA ON YOUR COMPUTER SYSTEM OR OTHERWISE, EVEN IF GUARANTY BANK & TRUST, N.A. IS EXPRESSLY ADVISED OF THE POSSIBILITY OF SUCH DAMAGE. Descriptions of, or references to, products, services or publications within Guaranty Bank & Trust, N.A.’s web server does not imply endorsement approval of that product, service or publication. Guaranty Bank & Trust, N.A. makes no warranty of any kind with respect to the subject matter included herein, the products listed herein, or the completeness or accuracy of the information. Guaranty Bank & Trust, N.A. specifically disclaims all warranties, express, implied or otherwise, including without limitation, all warranties of merchantability and fitness for a particular purpose. This publication could include technical inaccuracies or typographical errors. Changes may be made at any time to the information herein without prior notice.